2022 brings several key changes that may affect financial planning. Changes to key contribution limits, income phaseouts, and required distributions for IRAs, 401(k)s, and health savings accounts (HSA) could impact you. Inflation was a hot topic in 2021. As a result, social security benefits also saw a noticeable bump this year.

As much as we would like to imagine we are capable of rationality, studies of investor behavior indicate we are far from logical and, at times, are capable of incredible irrationality.

When investing our own money our judgment is often clouded, leading us astray and resulting in the implementation of portfolios with sub-optimal risk-return profiles.

Saving for retirement can be a daunting task. We illustrate the relationship between age and income to help benchmark retirement savings. This offers some important lessons.

The Biden administration has rolled out a three-part fiscal agenda that proposes raising revenue through higher taxes on wealthy individuals, corporations, and estates. At this juncture, these are still far from turning into law; however, it is important to consider the implications now. Careful tax planning and review of estate planning strategies will be important for high-income earners and wealthy households.

Global oil prices are collapsing, largely due to COVID-19

The recently passed CARES Act may impact your options for taking distributions or contributing to retirement

accounts. Here is a summary of key provisions in the legislation.

The sequence of returns can impact your portfolio if you are in a distribution phase, such as retirement. Managing this risk ultimately depends on your circumstance. Evaluating how it may impact your life is an important part of a portfolio or distribution strategy.

Last month, Congress passed the SECURE Act, changing many of the rules for retirement accounts. The new restrictions on stretch IRAs illustrate the need for careful tax planning for distributions, especially for anyone with a large IRA balances.

Schwab and other brokers recently reduced commission costs to zero for online trades. Does this mean that brokerage services are really free? 

How do you know if you have enough in the face of all the uncertainty life and the markets bring about? Here, we delve into our process.

Many who itemized in 2017 may not itemize for 2018 as a result of the doubling of the standard deduction. Here we lay out some considerations for your charitable giving.

Fee obfuscation is a thriving art. No one can make you pay attention, but I can tell you it would be a good idea.